How It Works

 

Here is a step-by-step overview of our payday loan consolidation and settlement program:

Step 1.
Call or request a quote for a free consultation. One of our friendly counselors will review your financial situation, explain how the program works, and answer any questions you may have.

Step 2.
We will work with you to set up a monthly payment that you can afford. In most cases, this will be half the amount of the current minimum payments you are paying your lenders now. This money will go towards paying off your balance (not towards interest and fees!).

Step 3.
Once you enroll, we contact your payday lenders in an attempt to handle future collection attempts. We provide you tools and support to help prevent payday loan collections abuse.

Step 4.
After you make your first monthly payment, we begin negotiating with your payday lenders individually. We stay in contact with you to keep you updated of your situation.

Step 5.
Once a settlement with your payday lender is reached and paid off, you will be notified via email notification from us.

Step 6.
After your payday loan debt is paid off, your payday lenders may report to the credit rating bureaus that your accounts are "settled" or "paid." Either way, you no longer owe on this loan and the balance is zero. Congratulations, you are now free of that debt!

Complete the first step today and be on your way to a debt-free life. Contact us for your free consultation at
 
(800) 966-5151.

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GET A FREE QUOTE

 

FOR A FREE CONSULTATION,
CALL US DIRECTLY AT:

(800) 966-5151

 
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PROVEN RESULTS

We show you proof that our program works. 
Click here and see how low we are settling our clients' payday loans.


Think about how much YOU can save too!

Call us today or request a free consultation now.

"I do feel so much better. I made the right decision in choosing you and I feel I am doing the right thing in paying the companies back. Thanks for helping me. It has been quite a journey to get to the right place."

       

                                            Stacy B. from Fircrest WA
                                                         
Debt Pay 1 Client

"Believe it or not, I am anxious to get my first payment to Debt Pay 1. It is so nice to have money when my paycheck is deposited. I forgot what that was like. Thank YOU so much!"

       
                                            Carol C. from Augusta ME
                                                         
Debt Pay 1 Client